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Keeping business and personal money apart in one app

Free · My business is Premium

Freelancers and small-business owners pay for both lives from the same wallet. ZeniCash lets one book hold both: a Professional mark on every record, reports that filter on it, an accountant package that takes only the business side — and, for people who only need one side, a way to switch the distinction off.

The Professional mark

Every movement, account, category, budget, document and project has a Professional button. Marked, the record enters the business reports and the accountant package; unmarked, it is personal. The dashboard has a three-way filter — PRO · ALL · PER — to read one side or the two together.

From version 1.7.2, where the account of an expense, an income, a transfer or a schedule is chosen — and in bank reconciliation, when a line is recorded as a transfer — professional accounts show the PRO mark next to their name.

From version 1.7.7 the mark goes wherever an account is chosen or listed by its name: the bank account of Import Bank Statement; the accounts of Export Data and of the accountant package; the account filter in Menu › Transactions; a card’s Linked Account; Account balances in Reports; the accounts of a file in Import Data, and To Account in the import review; and, with an account card selected, the account named under the title of the lists the dashboard opens from income, expenses or a category of the chart. Personal accounts stay without a mark. It is not repeated where a business mark already exists: Menu › Accounts keeps its Professional badge, and the dashboard account cards their small amber dot.

Three modes

In Settings › Formats › Professional:

• Both — each record chooses. The default.
• Personal only — the mark disappears from the app.
• Business only — everything recorded is born professional: the button shows on and cannot be turned off; the personal side (its categories, the account switch, the PRO/ALL/PER filter) goes out of view.

The two exclusive modes mirror each other, and in both, everything you read — dashboard, movements, documents and current accounts, schedules, budgets, reports — shows only the active side. The Professional vs personal comparison in reports exists only in Both. Switching a side off deletes nothing.

My business (Premium)

Store the company name and tax number once and the app recognises documents that are the company's, classifying them as professional without asking. A supplier invoice carries two tax numbers, the supplier's and yours; with yours stored, the receipt reader no longer takes it for the supplier's. Saving it offers one more thing: the business itself as an entity, under Other, so that money moving between you and it can be recorded. This is also where Use for business only is switched on and where the logo is imported: it appears in the top-left corner of exported professional documents; without an image, the company name with the tax number under it appears instead. From version 1.7.2, a movement whose side differs from its account's — a business expense paid from a personal account, or a personal expense paid from the business account — also goes onto this entity's current account, with the Track on the entity statement (loan) box; see lending money and keeping the real category.

What the mark does downstream

• Reports: by category or by project, on one side or with the professional-vs-personal comparison.
• The accountant package: Professional only is a saved choice — it keeps personal movements out of the PDFs and the spreadsheets. The documents folder takes the documents of the period from both sides; switching Include invoices and statement documents off leaves it out.
• Documents: an invoice issued to the company is professional; one issued to you is personal. A document created from a movement takes that movement's side; from version 1.7.3, the payment of a document takes the document's side, whatever account pays it.

Checked against ZeniCash 1.5.0 on 2026-09-10. Where a feature is Premium, it says so.